Comprehensive insurance is a type of vehicle insurance that covers theft or damage situations, but does not originate from collisions or traffic accidents.
In this way, it can be understood that comprehensive insurance meaning coverage for vehicles so that they have been caused in an optional or not way, but that are unrelated to traffic.
While it is an extremely common service, many people may not know how an insurance contract works.
If this is your case, follow the article we prepared explaining all the details, How Insurance Car Works and see right now.
If you want more information about what is comprehensive insurance, read below:
- What is Comprehensive Insurance
- Third Party Insurance
- What does Comprehensive Insurance Cover?
- How This Kind of Insurance Works?
What is Comprehensive Insurance
Comprehensive meaning a type of insurance that provides coverage to vehicle owners in adverse situations to collisions.
Comprehensive insurance is a type of optional coverage.
Therefore, no self-propelled vehicle owner is required to acquire.
Third Party Insurance
Motor third party insurance or third party liability cover is a type of insurance that is intended to cover third parties, in collision situations, accidents etc.
This is a mandatory requirement that vehicle owners must provide to comply with the transit law.
When the contractor acquires this type of insurance, does not receive any kind of aid when it is triggered, only third parties.
Because it is a type of compulsory insurance, all insurance companies have to provide this contract.
What does Comprehensive Insurance Cover?
Below is a list of coverage that comprehensive insurance offers to victims:
- Falling trees/limbs and other objects
- Rocks/objects kicked up by or falling off cars
- Storms, hail, wind, floods, lightning, and earthquakes
- Windshield and glass damage,
- Accidents with animals.
How This Kind of Insurance Works?
When the self-propelled vehicle owner is under a situation that the insurance covers, such as theft, vandalism or any other situation, the insured should immediately contact the insurance company.
If your vehicle needs repair, for example, you will pay a value far below what would normally be charged.
In this way, the insurance company is responsible for paying the difference to the repair.