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Check the Car Insurance in Philippines

Having a car insurance is critical these days. No one is immune to unexpected situations.




In this way, the vehicle owner is kept safe in several situations that can occur in the day-to-day.

Car insurance can also be used for motorcycles and trucks, as well as other types of motor vehicles.

The main function is to ensure financial protection to the owner in cases of damage or injury caused to the insured vehicle.

Situations such as collisions, flat tires and mechanical problems allow the contractor to trigger the insurance to solve the problem.




Each insurance has its own policies and specific terms.

To learn more about the subject, insurance policy and to know car insurance price, follow below:

What is Car Insurance

Car Insurance is a contract between a self-propelled vehicle owner and an insurer.

In this contract, it is stipulated that the contractor must pay a fee regularly for the insurer to keep its services available in situations of possible damage to the vehicle.

All contracts have their own policies.

This means that each contract has its own characteristics and guarantees insurance to the vehicle in situations such as collisions, robberies, personal injury, etc.

These contracts have an expiry date, and as soon as the deadline expires, the contractor must resort to the car insurance renewal.

Coverage Types

Although car insurance works more or less the same way, in some respects they differentiate.

This way, you can find the cheapest car insurance, even the most expensive.

The main difference between types of insurance is the coverage that each offers.

If you are thinking to buy car insurance online, check out the main types below:

Comprehensive Car Insurance Without Acts of Nature

A comprehensive car insurance without the Acts of Nature serves as a vehicle accident.

This type of insurance guarantees protection in situations that are not caused by natural cause such as theft, collision etc.

Compulsory Third Party Liability (CTPL)

This kind of car insurance is mandated for Land Transportation Office – LTO.

Third Party is an insurance for anyone other than the driver or persons inside the vehicle in accident situations.

You can also check out third party car insurance online on the insurer’s website.

Comprehensive Car Insurance With Acts of Nature

This insurance protects the owner of the vehicle in cases of natural disasters.

Earthquakes, fires, floods, rains can cause damage and there are insurance aimed at this purpose.

What is Car Insurance Quotes

Quote is an estimate of what your rate could be with a potential insurance carrier.

However, quotas can undergo changes.

This will depend on the amount of information that exists during the quotation.

In this way, the more information the contractor informs, the more accurate will be the car quotes.

Best Car Insurance Online

Many insurers offer insurance online, so that the contractor can perform a preview on the website and compare car insurance.

Check the best car insurance in the Philippines:

  • Charter Ping An Insurance Corporation
  • Pioneer Insurance & Surety Corporation
  • Malayan Insurance Company, Inc.
  • BPI/MS Insurance Corporation
  • Standard Insurance Company Inc.
  • MAPFRE Insular Insurance Corporation
  • FPG Insurance Co., Inc. (Federal Phoenix)
  • Commonwealth Insurance Company (CIC)

These insurance options also offer four wheeler insurance.